For employers
Care employees deserve.
Concierge care your people will love, alongside the plan you already have. Insurance for the big things, a care team for everything else.
Virtual in 15+ states. Clinics coming to D.C., Maryland and Northern Virginia.
What your people get
A care team that knows them.
A dedicated care team
A physician, a nurse and a care concierge who know the whole picture. Their doctor if they need one, or a team around the doctor they already have.
Support for the burden
Getting care has become a job. Their team manages the specialists, the referrals, the approvals and the bills, so they don’t have to.
A long view of health
More than symptom management. A baseline visit, a plan built around their goals, and a doctor who acts proactively.
Whole family care
One team who knows and cares for the whole household, so a parent isn’t the care coordinator.
See it in action
Marcus hurts his knee.
With Whole Care
Next morning, 8am
He sends a video of the knee to his team from the kitchen, before work.
An hour later
His doctor examines it on video. That exam decides whether he needs a scan at all.
That week
A brace and physical therapy, booked. Imaging only if needed: $300, not $2,000.
Two days later
Back at work. His wife’s question about their daughter’s rash goes to the same team.
Today, without a team
He googles it at midnight and worries. His doctor is three weeks out. Urgent care, then orthopedics, then an MRI at the hospital. He limps through the month and misses shifts. Or he skips it.
$2,000
at the hospital, the default path today
Knee MRI without contrast, allowed amounts in the in-network rate files of a large DMV plan, June 2026: hospital outpatient versus independent imaging center. Therapy and consult stops are illustrative.
What it saves
Small moments, real savings.
Susan has a mole. Today it’s a dermatology referral, a six-week wait and the hospital clinic. With Whole Care she sends a photo, her doctor looks the same day and books the removal with a dermatologist we trust. The same two codes, either way.
Your plan
Today
With Whole Care
If you’re fully insured
$1,100 on her bill, under the deductible.
$130 on her bill. A higher deductible stops being a reason to skip care.
If you self-fund
$1,100 to the plan, at the hospital clinic’s price.
$130 to the plan. The savings follow, claim by claim.
If you’re fully insured
Today
$1,100 on her bill, under the deductible.
With Whole Care
$130 on her bill. A higher deductible stops being a reason to skip care.
If you self-fund
Today
$1,100 to the plan, at the hospital clinic’s price.
With Whole Care
$130 to the plan. The savings follow, claim by claim.
Mole removal (99203 and 11104), allowed amounts in the in-network rate files of a large DMV plan, June 2026: hospital outpatient clinic versus independent dermatology office.
Where it fits
Fully insured or self-funded, it fits the plan you have.
Fully insured
6 in 10
families in high-deductible employer plans skip or put off care because of the cost.
With Whole Care, you can pair a higher-deductible plan with concierge care, and your people get more care.
KFF/LA Times survey of adults with employer coverage, 2018.
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With your current plan, as a supplemental benefit people love.
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With a move to a higher-deductible plan.
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With a transition to ICHRA, as an additional level of support.
Self-funded
Your TPA, network and stop-loss stay. Your people get a care team for everything else, and the savings follow.
- Trust first. Who they call before urgent care or the ER.
- Local specialists. Vetted and local, records sent ahead.
- Episode protocols. Set paths for knees, backs, GI and imaging.
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Works alongside your existing TPA, your network and your stop-loss.
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As the first stop in a self-funded plan, so care is directed towards quality and value.
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With proof at renewal: a claims review against your baseline, with your broker.
How to start
Quick and easy to launch.
A dedicated account manager handles implementation, start to finish. Selling now for January 1, 2027.
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Talk to us, or bring your broker.
We walk through your plan and your people, and answer the hard questions first.
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Send a census.
We model Whole Care on your team, not industry averages.
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Your people meet their care team.
We handle enrollment and introductions, wherever your people are.
Employer questions
What employers ask first.
Does this replace our insurance?
Whole Care works alongside the plan you have now. It is a membership for primary care, not insurance. Your plan keeps covering the hospital, specialists and prescriptions.
Will our people have to switch doctors?
No. Visits with their care team are free to your people, and everything else runs through your current plan the way it does today.
How is it priced?
A flat monthly fee per employee, families included, priced on your census. Talk to us, or ask your broker.
What do we see?
Eligibility: who is enrolled, and when. Never anyone’s health records.
What if our broker isn’t familiar with you?
Introduce us. We work with brokers, pay them clearly, and keep the submission to one census template. We’ll walk them through the rest.
How fast can we start?
Quickly. A dedicated account manager handles implementation, so your people can be texting their care team soon after you sign.